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Money Mondays: Self-Employment as a Work Option for People with Disabilities

For people with disabilities, self-employment can provide increased flexibility and opportunities to meet career and financial goals, but there are also challenges one should consider.

Self-employment can bring you increased income while allowing you to set your own working hours and decide where to work. If you have the right skills and a good business plan, self employment can be a great path to a better self-supporting future.

But, starting a business can be risky for anyone, and as a person with a disability you may also confront additional barriers when attempting to start your own business. You may have a hard time getting the seed money needed to start a business, and it may be harder to get the information and resources needed to develop an effective business plan.

If you are thinking of self-employment as a work option, ask yourself some questions first:

  • Will becoming self-employed meet my career goals?
  • Am I willing to possibly work different hours each day?
  • Do I have skills in a profession, trade, or hobby that can be converted into a business?
  • Does my idea for a business effectively use my skills and abilities?
  • Am I a good planner and organizer?
  • Can I make my own decisions?
  • Am I willing to postpone my plans in order to get more education, if necessary?
  • Does my family support my endeavor?
  • Can I afford the financial and emotional risks if the business fails?

If you or someone you know has a disability and are interested in self-employment, the Ticket to Work program can help. Many vocational rehabilitation (VR) agencies, Employment Networks and workforce development professionals are implementing strategies and establishing partnerships with other public and private sector organizations to promote entrepreneurship as another option to financial independence.

Opportunities to start a business exist across a broad spectrum of occupations. You can decide to try a new career or explore your passions.

Free Webinar

Join us on Wednesday, April 23, 2014, 3:00 PM, ET for our next free event, Work Incentives Seminar Event (WISE) Webinar: Working for Yourself with Ticket to Work. During the webinar, we will present information about special Social Security programs and rules that can help you on your path to self-employment! A special guest speaker will teach you about:

  • Factors to consider when you think about self-employment
  • Ticket to Work, Work Incentives, and self-employment
  • Where to find more information

Register online or call 1-866-968-7842 (V) or 1-866-833-2967 (TTY).

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santana says:
April 21, 2014 at 2:09 PM

where is the seminar taking place,n can i be able to see it on the internet

Choose-Work-Blog-Staff says:
April 23, 2014 at 11:00 PM

Hi Santana, if you missed the webinar, you will be able to view it in our archive shortly. You can visit our archive here:

GiGi says:
April 30, 2014 at 12:52 PM

Thinking of self employment a year from now; could be social work or accounting or bookkeeping,

Choose-Work-Blog-Staff says:
April 30, 2014 at 2:36 PM

Hi GiGi,

We're glad to hear you're thinking of self-employment as a work option. Ticket to Work participants can work with both local and national Employment Network (EN) who can provide services, including answering questions regarding self-employment. National ENs can work with you over the phone or email, which will give you more options. When you're ready, we encourage you to call one of our representatives at the Ticket to Work Help Line at 1-866-968-7842 / 866-833-2967 (TTY) Monday through Friday from 8:00AM - 8:00PM ET to discuss your situation. They will work with you and can help you get connected to a service provider that may help you achieve your work goals.

Elizabeth says:
April 30, 2014 at 3:04 PM


The archived seminar transcript is not yet available.  Just making a note for myself to check again later.

Thank you!